Enter a date of birth to see your State Pension age and the date you can claim. Two windows, April 1960 to March 1961 and April 1977 to April 1978, do not land on a round age.
These are the records where a standard calculator can miss what you will actually be paid. Ask before you decide whether to buy a year.
State Pension age
67 years
15 June 2037
Exact date
15 June 2037
Claim window opens
4 months before
| Born | State Pension age |
|---|---|
| 6 Oct 1954 – 5 Apr 1960 | 66th birthday |
| 6 Apr 1960 – 5 Mar 1961 | 66 years and 1–11 months |
| 6 Mar 1961 – 5 Apr 1977 | 67th birthday |
| 6 Apr 1977 – 5 Apr 1978 | Fixed dates, rising to 68 |
| From 6 Apr 1978 | 68th birthday |
A date of birth in 1970 sits in the long stretch where State Pension age is a round 67. The two rises on either side of that stretch are the dates where two people born a few months apart do not share an age.
Date of birth
15 June 1970
After 5 March 1961 and before 6 April 1977
State Pension age
67 years
Same rule for men and women
Can claim from
15 June 2037
Not before that date
Someone born on 15 June 1970 can claim from 15 June 2037, at 67 years. Working past that date does not move it. It can add qualifying years, which changes the amount.
State Pension age is the date the law lets you claim. It is fixed by your date of birth. It is the same for men and women born on or after 6 October 1954. You cannot take the pension before that date. You can defer it afterwards, which raises the weekly amount under the new rules and does not pay a lump sum.
The timetable this calculator uses has three settled ages and two rises between them. The full month-by-month table is on the State Pension age guide.
Outside the two rise windows the age is a round number. Inside them it is 66 or 67 plus extra months, so the claim date is not your birthday.
| 6 October 1954 to 5 April 1960 | 66 |
| 6 March 1961 to 5 April 1977 | 67 |
| Born on or after 6 April 1978 | 68 |
| 6 April 1960 to 5 March 1961 | 66 plus 1 to 11 months |
| 6 April 1977 to 5 April 1978 | 67 to 68, one date per month |
In the 1977 to 1978 rise, everyone born in the same month shares one pension date.
One date from each settled age, and one from each rise. Your own date is the one the calculator uses.
| Date of birth | Where it sits | Can claim |
|---|---|---|
| 15 June 1958 | Age 66 | 15 June 2024 (66 years) |
| 15 October 1960 | Between 66 and 67 | 15 May 2027 (66 years and 7 months) |
| 15 June 1970 | Age 67 | 15 June 2037 (67 years) |
| 15 August 1977 | Between 67 and 68 | 6 January 2045 (67 years and 4 months) |
| 15 June 1980 | Age 68 | 15 June 2048 (68 years) |
From 6 April 1960 to 5 March 1961, State Pension age climbs from 66 to 67 one month at a time. Someone born on 6 April 1960 reaches it at 66 years and 1 month. Someone born on 6 February 1961 reaches it at 66 years and 11 months. From 6 March 1961 the age is 67 exactly.
From 6 April 1977 to 5 April 1978 the age climbs from 67 to 68. The pension date is fixed for the whole birth month, so two people born in August 1977 share a claim date even when their birthdays differ. From 6 April 1978 the age is 68 exactly.
Yes, for people born on or after 6 October 1954. This calculator starts from that date. Gender is not an input.
No. You cannot take the State Pension before your State Pension age. You can defer it after that date, which increases the weekly amount under the new rules.
People born from 6 April 1960 to 5 March 1961 are in the rise from 66 to 67. Their pension age is 66 plus extra months, so two people born a few months apart can have different dates.
No. Working past that date does not move the date you can claim. It can add qualifying years, which changes the amount, not the age.
Reviewed by
Chartered Financial Planner
FCA, CFP® and FCII. Director of Mason Beaufort Financial Planning Co Ltd, specialising in UK pensions since 2001.
