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Disclaimer
The tools and articles on this site are general information about the UK State Pension. They are not a forecast, a claim decision, or regulated financial advice.
Independent. Not affiliated with GOV.UK or the DWP. Your pension depends on your National Insurance record, including credits, gaps and any contracted-out deduction. Only the Pension Service can confirm it. Check the official State Pension forecast before you pay voluntary contributions, defer, or rely on a figure for tax or retirement income.
Rates change, usually each April. A calculator result uses the rates in force in our data file on the day you use it. It is not a promise of what you will be paid in a future year. Legislation on State Pension age can change.
The method is described on how we calculate. Nothing on this site creates a client relationship or a duty to advise you.