Chartered Financial Planner (CFP®)
Certified Financial Planner, awarded by the Financial Planning Standards Board (FPSB).
Our expert
Mason Beaufort
UK State Pension & Retirement Specialist
FCA | Chartered Financial Planner (CFP®)
Director, Mason Beaufort Financial Planning Co Ltd
25+ years
Experience in pensions and retirement planning
3
UK pension systems and retirement considerations covered
Since 2001
Specialising in UK pensions
About Mason
Mason Beaufort is a Chartered Financial Planner with over 25 years of experience in UK pensions, retirement planning, and financial advice.
He has worked with individuals and families to help them understand their State Pension entitlement, National Insurance contribution records, and the factors that affect their retirement income. Mason specialises in making complex pension rules clear and practical, with a particular focus on the new State Pension, contribution gaps, voluntary contributions, and pension deferral options.
At Calculate My State Pension UK, Mason reviews the pension guidance published on this site to ensure the information is accurate, up to date, and aligned with official government sources, including GOV.UK and the Department for Work and Pensions (DWP).
His goal is to help people understand what they may be entitled to and take the right steps towards a more secure financial future.
Career timeline
2021 – Present
Director & Financial Planner
Mason Beaufort Financial Planning Co Ltd
Providing independent financial advice and specialist guidance on State Pensions, retirement planning, and long-term financial security.
2014 – 2021
Senior Financial Adviser
BBWT Wealth Management
Advised clients on pensions, investments, and retirement planning, with a focus on retirement income solutions.
2006 – 2014
Pensions Consultant
Myretiredlifebenefits
Supported clients with pension analysis, retirement planning, and annuity options.
2000 – 2006
Financial Adviser
Floyd BBS (Pension Division)
Provided pension advice and retirement planning support to individual and corporate clients.
1997 – 2000
Graduate Trainee
AXA Wealth
Completed training in financial services, pensions, and investment products.
Credentials & qualifications
Fellow of the Chartered Insurance Institute (FCII)
Fellow of the Chartered Insurance Institute, specialising in financial planning and pensions.
FCA Approved
Authorised and regulated by the Financial Conduct Authority (FCA).
Areas of expertise
- State Pension age and eligibility
- New State Pension
- Basic State Pension
- National Insurance qualifying years
- National Insurance gaps and voluntary contributions
- State Pension forecasts
- Pension entitlement calculations
- State Pension increases and uprating
- Deferring your State Pension
- Pension credit and additional support
- Workplace and private pensions
- Retirement income planning
- Pension rules for different age groups
- Planning for overseas retirement
Our commitment
Every calculator and explanation on this site is cross-referenced against official guidance from the Department for Work and Pensions (DWP) and HM Revenue & Customs (HMRC). Rates, thresholds, and eligibility rules are reviewed whenever government guidance changes.
Disclaimer
Calculate My State Pension UK provides general information and estimation tools. Calculations are illustrative and do not replace an official State Pension forecast or personalised financial advice.
Estimate your State Pension
Use the calculator for an instant estimate of your State Pension age and amount, or read how the figures are checked on the editorial policy.